Landlord Insurance Bournemouth UK
Knowing you have the right insurance is vital when you’re a landlord, whether you have one or multiple properties. We’ll ensure you’re covered properly, at the best price.
Landlord Insurance Services
Landlord Insurance is a specialised type of insurance designed to protect property owners renting out residential or commercial properties. Your property is an investment and standard homeowners’ insurance won’t typically cover rental activity. We’ll help you identify potential risks, including liability issues or loss of income, so you have adequate cover. Lending terms may also be contingent on valid insurance policies.
We understand the complexities of landlord insurance and will be able to recommend tailored policies from our wide range of insurers. Many of these are not directly available to the general public. The relationships we’ve built at Waters & Co also allow us to find more favourable terms. Whether you’re looking for residential, commercial, or multi-unit cover, we can help find you the best insurance for your needs, at the best prices.
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Landlord insurance for UK residential, commercial and multi-unit properties
Protect your property and your business with the right cover. If you have to claim, we don’t disappear. We are available to make the process as smooth as possible. As we build personal relationships with our insurers as well as our clients, we’ll give you the help you need to make sure your insurer can swiftly settle your claim.
Buildings
protecting the physical structure of your property from damage caused by fire, storms, vandalism, or theft.
Contents
covering items provided by you, the landlord, including appliances or furniture.
Loss of rental income
providing compensation in the event of your property becoming uninhabitable due to fire, flood, or another event.
Public liability insurance quipment
covering legal costs and compensation arising from tenants or visitors being injured on your property.
Legal expenses cover
helping cover the costs related to eviction proceedings or disputes with tenants.
Accidental damage by tenants
ensuring that accidents that happen don’t cost more than they need to.
Malicious damage by tenants
making sure you’re covered if your tenants intentionally cause damage to your property.
Rent guarantee insurance
giving you peace of mind that tenant payments are covered even if they default.
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FAQs
Q: Is landlord insurance a legal requirement in the UK?
While it is not legally required, mortgage lenders will often insist on landlord insurance. It provides you with essential financial protection.
Q: Does landlord insurance cover tenant damage?
Some policies will include accidental or malicious damage caused by tenants and we will always find the level of cover you require for your business.
Q: Can I get cover for multiple properties?
Yes, we can work with you whether you just have a small Airbnb property or a large investment portfolio of properties. We deal with insurers who offer portfolio landlord insurance. This covers multiple rental properties under a single policy.
