Property & Business Liability Insurance Bournemouth, UK
Property and business liability insurance should reflect your business needs, or it’s worthless if you need to claim. We’ll advise – and find the right polices at the best prices.
Property & Business Liability Insurance Services
No two businesses are the same. We always take the time to ensure we fully understand your business and its needs, requirements, and potential liabilities. We’re qualified to advise on what sort of cover is best for your unique circumstances – and will find the policy that best reflects this.
It doesn’t matter how large or small your business is or how niche your requirements may be. Whatever property and liabilities you have, wherever you’re based in the UK we’ll find the best terms at the best price we can. For comprehensive cover and protection of your business premises and liability, Waters & Co is perfectly positioned to help.
Property insurance protects physical assets
Buildings and structures
covering damages to your property including offices, warehouses, or commercial sites due to fire, weather, vandalism, and so on.
Contents and inventory
protecting your tools and equipment, furniture and furnishings, and inventory against fire, theft, or other events.
Business interruption
covering loss of income and operating expenses if your business is temporarily shut down.
Equipment breakdown
covering repair or replacement of machinery and essential equipment.
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Liability insurance covers legal and financial responsibilities
Making sure you have the right property and business liability insurance will protect your company’s future. And if a situation arises that means you have to claim on your policy, we can help you with that too. The personal relationships we build with our insurers and our clients helps with the claims process as well. We can help you with this process and ensure your insurer has all the information they need to swiftly settle your claim.
General liability
protecting you against claims for injury and damage,
Professional liability
covering negligence, errors, and mistakes made by your company or your employees.
Product liability
protecting you against claims relating to defective or harmful products.
Public liability
covering accidents on your property involving customers.
Employer’s liability
covering injuries or illnesses of your employees that are related to the workplace.
Our other insurance services
FAQs
Q: Is property insurance mandatory for businesses in the UK?
While it is not legally required for most businesses, it is highly recommended and often required by lenders or landlords.
Q: How is the cost of commercial property insurance determined?
Premiums are based on factors such as the property's location, building type, asset values, security measures, and your business's claims history.
Q: Is business liability insurance mandatory in the UK? A:
Employers' liability insurance is legally required if you have employees. Other types of business liability insurance, like public liability and professional indemnity insurance are not mandatory but we highly recommend them for the security of your business.
