Trades Insurance For Tradespeople Bournemouth UK

Regardless of the unique risks and liabilities your trade brings with it and how specialist it is, we’ll find the right trades insurance for you – at the best prices.

Trades Insurance Services

Trades insurance policies are, as the name suggests, designed to protect tradespeople and contractors from the risks associated with their work. All trades have different risks and liabilities, and we’ll ensure your insurance policy covers what you need. We don’t take a one-size-fits-all approach to trades, unlike many other insurance providers.
You might be a builder, electrician, plumber, heating engineer, carpenter, plasterer, roofer, scaffolder, painter, landscaper, locksmith, or tiler. Alternatively, you might have a really niche trade that most people have never heard of. Whatever you do, the chances are we’ll have already insured someone similar. And even if we haven’t, we’ll still know who to approach for the best terms.

Check out our 5-star customer reviews

Trades insurance for UK trades and contractors

Making sure you have the right cover will protect the tools of your trade - literally. But if you have to claim, you also need to know you’ve got access to your broker to help you through the process. The relationships we build with our insurers and our clients mean we can help you make sure your insurer has all the information they need to swiftly settle your claim.

Public liability

covering injury or property damage claims made by your clients or the public.

Employers' liability

fulfilling your legal requirements if you employ staff, to cover work-related injuries or illnesses.

Product liability

protecting against claims for damage or injury caused by faulty products or materials you supply.

Tools & equipment

covering theft, loss, or damage to your tools.

Machinery

protecting against damage to your machinery, rented and/or owned.

Contract works

ensuring your ongoing projects are not adversely affected by damage from fire, theft, or natural disasters.

Professional indemnity

protecting you from claims of negligence, errors, or poor advice.

Fleet & goods in transit

making sure the materials and equipment you transport are covered as well as your vans and other business vehicles.

Fleet & goods in transit

making sure the materials and equipment you transport are covered as well as your vans and other business vehicles.

Business interruption

covering loss of income if work has to stop.

Personal accident

providing financial support if you are injured and unable to work.

Legal expenses

protecting against legal costs related to disputes, contracts, or tax investigations.

FAQs

Q: Does trades insurance cover my tools?

Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.

Q: Do I need employers’ liability insurance if I’m self-employed?

Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.

Q: Can I get cover for working at height or with hazardous materials?

Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.

Check out our 5-star customer reviews

Our Reviews

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Peter Bosworth profile picture
Peter Bosworth
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Used Nathan for a few years now for my fleet and premises insurance's and can not fault the level of service and dedication he shows towards his customers. I will always recommend his services to all my contacts.
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jack simmons profile picture
jack simmons
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Wow! What an absolute breath of fresh air. After years of battling with 5 or 6 insurance companies at a time, each taking valuable time and charging the earth, I found out about Nathan at waters and Co. He made the whole process quick, simple and kept the time taken to a minimum, they beat all other quotes in both cost and level of cover, I have already used my windscreen cover with absolutely no issues and the same incredible service I'd noticed when speaking with the broker. Absolute diamond! Thanks for your help!
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Ed Gunner profile picture
Ed Gunner
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10/10. Nathan and the team at waters & Co made my new business insurance as easy as could be + the price was way below the competition for a higher level of cover. The best in the game! Thanks again!
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Josh Sparks profile picture
Josh Sparks
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I had the pleasure of Nathan handling all of our business insurance. As a new business owner I felt overwhelmed by the market but Nathan explained it all very clearly and at a very competitive price. He is a great guy and I would not hesitate recommending this company. So great to deal with a person centred approached rather than a large company where you can't get hold of a human!
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brad patterson profile picture
brad patterson
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We have been using Waters & Co for business insurance for a couple of years now, superior efficiency upon request time and time again ! Top advice whenever it’s needed.
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Joseph Cole profile picture
Joseph Cole
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I have been using Nathan for a number of years now. We have taken out an un-godly number of policies with him and he has impressed us every time. My Mum Kim runs our office and she is always very quick to tell me who has or hasn’t impressed and Nathan is definitely her golden boy! He is responsive, helpful and delivers every time. I know and trust he has sought the correct terms for what we need covering and more often than not comes in cheaper than the rest. He is also completely up front and honest if he thinks he cannot beat terms or cost with another product or company and that goes a long way with us. I have no doubt we will be doing business with Waters and Co for many years to come and would recommend anyone else out there to make them your go to broker be it for your business or personal affairs. Thanks for all of your help guys. Joe
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Lou Seager profile picture
Lou Seager
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We recently used Waters & Co for my husband's gardening business insurance. We had been with the same company for a few years and were happy with their price and service, but having met Nathan and been impressed by his knowledge we thought it would be worth him looking through our policy at renewal. Not only did he spot some inconsistencies in our current policy, he was also able to give us a renewal price that saved us £200 for the year! The whole process was quick, efficient and professional. We would highly recommend any Trades people to speak to Nathan at Waters and Co about their business insurance.
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Laipin Crowhurst profile picture
Laipin Crowhurst
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Nathan was recommended to me by colleagues in my network. I was very impressed how quickly Nathan contacted me. We were able to then complete the landlord insurance without any fuss! Nathan's service was very efficient and I highly recommend it if you want a personal touch to your insurance service.