Trades Insurance For Tradespeople Bournemouth UK
Regardless of the unique risks and liabilities your trade brings with it and how specialist it is, we’ll find the right trades insurance for you – at the best prices.
Trades Insurance Services
Trades insurance policies are, as the name suggests, designed to protect tradespeople and contractors from the risks associated with their work. All trades have different risks and liabilities, and we’ll ensure your insurance policy covers what you need. We don’t take a one-size-fits-all approach to trades, unlike many other insurance providers.
You might be a builder, electrician, plumber, heating engineer, carpenter, plasterer, roofer, scaffolder, painter, landscaper, locksmith, or tiler. Alternatively, you might have a really niche trade that most people have never heard of. Whatever you do, the chances are we’ll have already insured someone similar. And even if we haven’t, we’ll still know who to approach for the best terms.
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Trades insurance for UK trades and contractors
Making sure you have the right cover will protect the tools of your trade - literally. But if you have to claim, you also need to know you’ve got access to your broker to help you through the process. The relationships we build with our insurers and our clients mean we can help you make sure your insurer has all the information they need to swiftly settle your claim.
Public liability
covering injury or property damage claims made by your clients or the public.
Employers' liability
fulfilling your legal requirements if you employ staff, to cover work-related injuries or illnesses.
Product liability
protecting against claims for damage or injury caused by faulty products or materials you supply.
Tools & equipment
covering theft, loss, or damage to your tools.
Machinery
protecting against damage to your machinery, rented and/or owned.
Contract works
ensuring your ongoing projects are not adversely affected by damage from fire, theft, or natural disasters.
Professional indemnity
protecting you from claims of negligence, errors, or poor advice.
Fleet & goods in transit
making sure the materials and equipment you transport are covered as well as your vans and other business vehicles.
Fleet & goods in transit
making sure the materials and equipment you transport are covered as well as your vans and other business vehicles.
Business interruption
covering loss of income if work has to stop.
Personal accident
providing financial support if you are injured and unable to work.
Legal expenses
protecting against legal costs related to disputes, contracts, or tax investigations.
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FAQs
Q: Does trades insurance cover my tools?
Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.
Q: Do I need employers’ liability insurance if I’m self-employed?
Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.
Q: Can I get cover for working at height or with hazardous materials?
Tools and equipment insurance will protect against theft, loss, and accidental damage, whether it happens at work, in transit, or when stored overnight. We can find the cover that’s exactly right for your needs.
